Saving Money On Your Credit Card Payments

Saving Money On Your Credit Card Payments

Making purchases online has never been easier. Everything is quickly ready and accessible through the Internet in today's modern culture. But with those online purchases come the bills. There's nothing worse than credit card bills. Are there savvy ways to save on your credit card payments for your business? 

Using Other Avenues For Payments 

Luckily for us, we live in an age where you can easily access online payment accounts to pay for things.

Apple Pay is a mobile contact payment system and digital wallet service Apple Inc. introduced in 2014. The service allows users to pay for products and services using near field communication (NFC) at the point of sale, whether in person via iOS apps or remotely through the Internet.

 PayPal is an online payment system that makes paying for things online and sending and receiving money safe and secure. When you link your bank account, credit card, or debit card to your PayPal account, you can use it to make purchases at participating stores online.

Reducing Fees In Your Shopping Cart

If you have not yet gone through an underrating through your bank for your website's shopping cart rates, then you are not getting the best possible rate. When you go through underrating and get a rate that is very specific to the credit record of your business, you can and will get a lower rate. 

Getting A Chargeback 

In general, a chargeback is a money return to the payer of a transaction; usually a credit card transaction. The payer is typically the consumer. The chargeback reverses the transfer of funds from the consumer's bank account, credit card, or line of credit.

Merchant Fees 

A business's credit card processing fee ranges from 1.5% to 3.5% of the transaction's total. For a sale of $100, that means you could pay between $1.50 and $3.50. For a small business, these fees can be significant.

Learn More About Saving Money On Credit Card Payments

Visit our website today for details on how Virteom can help you lower your credit rates and for your business and customers! 

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